Points & Cashback Calculator

Points %, fixed points, cashback, and per-point value into effective cost.

When you want the net cost after points and cashback.

Estimates rewards from percent or fixed points plus cashback, using a per-point currency value, then shows effective cost. Does not guarantee any issuer’s earn rules.

Reference math only. Does not guarantee retailer checkout, point grants, or tax rates. No scraping or retailer APIs.